As Kentucky natives ourselves, the attorneys of the Law Offices of John Schmidt & Associates PLLC understand the pressures that debt puts on Louisville citizens. We provide you with solutions such as Chapter 13 bankruptcy. We can give you friendly, trustworthy guidance in working through the Chapter 13 bankruptcy process to get you out from under your debt and on the road to a fresh financial future.
Unlike Chapter 7 bankruptcy, Chapter 13 bankruptcy can allow you to clear many of your debts while keeping more of your property. When you file for Chapter 13, you work with our Shepherdsville bankruptcy lawyers to create a repayment plan for your debts. The plan enables you to use your income to pay off your loans and eventually become debt-free.
Consider filing under Chapter 13 if you have debts from the following types of situations:
At the Law Offices of John Schmidt & Associates PLLC, we understand that you have questions about your debts and your property. We work with you personally to ensure you understand which exemptions you’re entitled to claim and which debts you must still pay off. We believe that an informed client is a satisfied client, so you’re always kept in the loop about what’s happening with your case.
You may be nervous about filing for bankruptcy due to the stigma that is sometimes attached to it, but you can trust in our bankruptcy lawyers to guide you through the process with patience and care. With our assistance, you achieve positive solutions such as: